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Household Income & Spending
Balancing restarted student loan payments and a mortgage: How will household budgets adapt?
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Household Debt
Measuring the gap: Refinancing trends and disparities during the COVID-19 pandemic
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Household Debt
The potential borrower impact of proposed IDR reforms
JPMorgan Chase Institute Take
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Research
Who benefits from the 2022 student debt cancellation?
JPMorgan Chase Institute
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Household Debt
Income Driven Repayment: Who needs student loan payment relief?
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Household Debt
How did landlords fare during COVID?
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Household Debt
Balancing accessibility and fraud prevention in housing assistance
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Household Debt
Who Benefits from Student Debt Cancellation?
/apps/cws/brands/jpmc/institute/templates/report-detail-page
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Research
Renters vs. Homeowners
Income and Liquid Asset Trends during COVID-19
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Household Debt
Tapping Home Equity
Income and Spending Trends Around Cash-Out Refinances and HELOCs
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Household Debt
Did Mortgage Forbearance Reach the Right Homeowners?
Income and Liquid Assets Trends for Homeowners during the COVID-19 Pandemic
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Household Debt
Student Loan Debt: Who is Paying it Down?
Evidence from administrative banking data, credit bureau student loan data, and public records on race
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Household Debt
The Housing Wealth Effect in the Post-Great Recession Period
Evidence from Big Data
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Household Debt
Forbearance for mortgages a short-term solution; savings programs for the long term
JPMorgan Chase Institute Take
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Household Debt
Student Loan Payments
Evidence from 4 Million Families
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Household Debt
Trading Equity for Liquidity
Bank Data on the Relationship Between Liquidity and Mortgage Default
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Household Debt
Falling Behind
Bank Data on the Role of Income and Savings in Mortgage Default
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Household Debt
Mortgage Modifications after the Great Recession
New Evidence and Implications for Policy
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Household Debt
The Consumer Spending Response to Mortgage Resets
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Household Debt
The Consumer Spending Response to Mortgage Resets Report
Microdata on Monetary Policy